Last updated: 30/09/2016
Bink is operated by Loyalty Angels Limited, a company registered in England under Company number 09181487, whose registered office at 2 Queens Square, Ascot Business Park, Lyndhurst Road, Ascot, Berkshire, SL5 9FE (“we”, “our”, or “us”). For the purpose of the Data Protection Act 1998, we are the data controller.
If you have any questions about our privacy practices, please contact us here.
When you subscribe to our service via the Site or App, we may collect a variety of information from you, which may include:
Personal information you provide us
Personal information is information that can be used to identify or contact a single person (“Personal Information”). You may provide Personal Information to us when you register to use the Site or App, when filling in forms on our Site or App; using the service (such as registering your payment card or loyalty scheme card); corresponding with us by phone, e-mail or otherwise; participating in discussion boards; sharing, linking or using any other social media functions on our Site or App; or if you enter a competition, promotion or survey. Personal Information you give us may include your name, address, e-mail address, phone number, financial and credit card information, loyalty card information, personal description and photograph.
Also, in the course of providing Services to you, we may collect sensitive personal information about you, such as your racial or ethnic origin, political opinions, membership of a political association, religious beliefs, philosophical beliefs, memberships of a professional or trade association or trade union, sexual preferences or practices, criminal record or health. If you disclose sensitive personal information to us, we will only use it for the purposes for which it was provided and as permitted by law.
Information that we collect about you
Each time you visit our Site or use our App, we may automatically collect the following information:
We may also use GPS technology to determine your current location. Some of our location-enabled services require your personal information for the feature to work. If you wish to use the particular feature, you will be asked to consent to your information being used for this purpose. You can withdraw your consent at any time by updating your location services preferences in the handset via Settings.
Information we receive about you from other sources
We may receive information, including Personal Information, about you from third parties we work closely with (including, for example, business partners, sub-contractors in technical, payment and delivery services, advertising networks, analytics providers, search information providers and credit reference agencies).
Specifically, in order to provide the Services to you, we receive transaction information from your payment network (e.g. MasterCard, Visa, and American Express or other payment networks we may work with) about purchases you make with your payment card (“Linked Card”), including, but not limited to, purchase amount, purchase time and date and Merchant for each transaction. By connecting any Linked Card via the Service, you authorise your payment network to examine transactions on your Linked Card and to share the transaction data with us in order to facilitate your participation in the Service and for reporting to the relevant Merchant, and you give us the right to use the transaction data from your Linked Card until you remove your Linked Card from the service. You may remove your Linked Card at any time via the Service to prevent future transactions associated with the Linked Card being captured via the service. We may retain the data associated with you Linked Cards for historical transactions which will be used to provide a historical transaction overview for you and Merchants and which will allow you to monitor, preserve and track your collection of loyalty points, tokens or rewards balances on loyalty schemes to which you belong.
If you have registered for the Service on our Site or App via Facebook, or other third party social networking sites ("SNS"), we will obtain information you have provided to the SNS (such as your name, profile picture, email address and other information you make publicly available via the applicable SNS) from the account you have with such SNS and will use that information to create your Bink account and each time you register for a loyalty scheme or membership program. The information we obtain may depend on the privacy settings you have with the SNS.
We may combine the information we receive about you with information you give to us and information we collect about you and use the combined information for the purposes set out below (depending on the types of information we receive).
We use your information for the following purposes:
We may further use your information to improve our Service and to offer you tailored content so that you have a more relevant and beneficial experience and to analyse and understand how our Site, App and Service are used, which includes (without limitation):
We may share information about you with Merchants and our business partners, suppliers and sub-contractors that we engage to help us provide the Services to you or to process your information.
We may disclose your information with any member of our group, which means our subsidiaries, our ultimate holding company and its subsidiaries (“Loyalty Angels Group”).
Your information may be used by us and/or other members of the Loyalty Angels Group to contact you by email and SMS with information and offers on products/services provided by us and/or other members of the Loyalty Angels Group. If you use our App, we may use push notifications to contact you (where we have your consent).
Where you have given us your express consent, we will supply your information to our business partners and selected third parties, including Merchants, so that they may contact you with information and offers which may be of interest to you, and that such information can not be re-sold by them.
If you decide at any time that you no longer wish to receive marketing communications from us by email or SMS, please follow the unsubscribe instructions provided in any of the communications you receive from us or contact us (see "Changing or Deleting Information" below). If you no longer want to receive push notifications, you can update your preferences in the App via Settings.
We may transfer, sell or assign any of the information described in this policy to third parties as a result of a sale, merger, consolidation, change of control, transfer of assets or reorganisation of our business, but will take appropriate steps to ensure the confidentiality of your information in accordance with these terms.
If you wish to review or receive copies of the Personal Information we hold about you, change your marketing preferences or have any other privacy queries, please write to us (including full details of your request) here.
We may reject requests that are unreasonably repetitive, require disproportionate technical effort, risk the privacy of others, or would be extremely impractical (for instance, requests concerning information residing on backup systems). We may charge a small administration fee (not exceeding the maximum permitted by law in England) in relation to fulfilling a request for access to Personal Information.
You may review, update, correct or delete the Personal Information you provide to us in course of the use of the Service via the Site and App or by contacting us. If you completely delete any or all such information, then your account may become deactivated or certain functionality may be reduced. If you would like us to delete your account in our system, please contact us at here with a request that we delete your Personal Information from our database. We will use commercially reasonable efforts to honour your request. We may retain an archived copy of your records as required by law.
We take the security of your Personal Information very seriously and use strict procedures and security features to try to prevent unauthorised access of your Personal Information.
Although we will do our best to protect your Personal Information, the transmission of information via the internet is not completely secure and we cannot guarantee the security of your Personal Information transmitted to our Site or App. As such, any transmission is at your own risk.
We have put into place the following procedures to protect the Personal Information we hold about you from misuse and loss, and from unauthorised access, modification or disclosure:
We work hard to maintain these procedures and keep them current and up to date.
Our Site or App may contain links to and from other websites (“Third Party Sites”). If you choose to follow a link to a Third Party Site, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before submitting any information to a Third Party Website.
The fact that we link to a Third Party Site should not be taken as an endorsement, authorisation or representation of our affiliation with that third party or of the information, products, goods or services that third party may offer.
Last Updated: 23/09/2016
Welcome to Bink, a service which introduces and connects users to loyalty scheme and membership programs (the "Service").
The Site and App are operated by Loyalty Angels Limited (trading as Bink), whose registered office address is at 2 Queens Square, Ascot Business Park, Lyndhurst Road, Ascot, Berkshire, SL5 9FE ("we", "our", or "us").
Please read these Terms carefully to be sure that you understand them. By using our Site or App, you confirm that you accept these Terms and that you agree to comply with them. If you do not agree to these Terms, you must not use our Site or App.
We will try to keep everything in this document as straightforward as possible, but if there is anything that concerns you or you do not understand, please get in touch with us by emailing us here or writing to us at our address above.
These Terms refer to the following additional and important terms, which also apply to your use of our Site or App:
You must be over 18 years old and a resident of the United Kingdom or Republic of Ireland to register for and use the Service. The Service is for the personal use of individual users only and may not be transferred by you to any other person or entity or used in connection with any commercial endeavours. You must not allow anyone to access the Service on your behalf.
In order to use the Service, you will need to create an account. You may create an account using Facebook or other third party social networking service ("SNS"), which can make sign-up faster and grant you access to additional features of our Service.
If you create an account, we will obtain certain personal information about you (such as your name, email address and other information you provide or have made publically available), and use that information to create your account. If you create an account via SNS, the specific information we receive will be dependent on your privacy settings. By linking and using your SNS account, you authorise us to access and collect your information for these purposes. You must only link your own SNS account.
When you create an account with us, you agree to provide accurate, current and complete information about yourself and you agree not to misrepresent any information relating to yourself or your identity. By providing us with your email address, you agree to receive all Service related notices electronically to that email address.
You are responsible for safeguarding your account and are responsible for activities that occur under your account. You must notify us immediately here if your password is lost, stolen, or disclosed to an unauthorised third party, or if your account has otherwise been compromised.
The Service is free to you to use as a consumer and is meant as an aid for you in organising and managing your interaction with retailers and/or service providers who run loyalty scheme or membership programs (“Merchants”). Amongst other things, the Service is intended to help you to:
To use the Service, you may link one or multiple qualifying payment cards with your account ("Linked Card" or “Linked Cards”). Please note that not all payment cards are eligible for such linking and this will be notified to you at the time you attempt to link the card.
By registering for the Service and linking a payment card, you agree that your payment network (e.g., MasterCard, American Express, Visa or any other payment networks we may work with), may examine transactions (including returns) made on your Linked Card to identify relevant transactions made with each Merchant you have registered with and share this transaction data with us in order for us to provide you with the Service and for reporting to the relevant Merchant.
Not all transactions made with your Linked Card may be relevant to the Service or eligible for Loyalty Rewards.
We will use the transaction data to:
By using the Service, you authorise us and/or our service providers to access any loyalty schemes or membership programs selected by you, on your behalf, to retrieve information from various sources (including payment networks) and to take all necessary steps to register for access to loyalty schemes or membership programs requested by you. For all such purposes, you agree that we may access third party internet sites, servers or documents, retrieve information, and use your information, all as described above.
If you upload content to our Site or App (“Content”), you will be solely responsible for that Content.
You agree not to submit any Content to our Site or App that:
Any Content you upload to our Site or our App will be considered non-confidential. You retain all of your ownership rights in your Content, but by uploading content to our Site or App, you automatically grant, and you represent and warrant that you have the right to grant, to us an irrevocable licence to use, copy, display and store Content you submit (including but not limited to any information accessed from your loyalty schemes) and to edit, modify, and prepare derivative works of, or incorporate into other works, such Content, and grant and authorise sublicenses of the foregoing to third parties.
For example purposes only, we may
We will not be responsible, or liable to any third party, for the content or accuracy of any Content posted by you or any other user of our Site or App. We reserve our right to disclose your identity to any third party who is claiming that any Content posted or uploaded by you to our Site or App constitutes a violation of their intellectual property rights, or of their right to privacy.
We reserve the right to remove any Content you post on our Site or App if, in our opinion, your post does not comply with these Terms.
The views expressed by other users on our Site do not represent our views or values.
Our Service may be used and accessed for lawful purposes only. You agree that you will not do any of the following while using or accessing the Service:
We reserve the right to investigate and prosecute violations of any of the above and/or involve and cooperate with law enforcement authorities in prosecuting users who violate these Terms.
Additionally, the following activities are prohibited and constitute a violation of these Terms:
We reserve the right to change or discontinue, temporarily or permanently, the Service at any time without notice. You agree that we shall not be liable to you or any third party for any modification or discontinuance of the Service.
You may cancel your account at any time by contacting us by email here. On cancellation, your account details containing your personal information will be deleted from our systems. Please note that your account details will not be deleted by deleting the App alone.
We may at any time suspend your use of the Service on reasonable grounds which relate to:
You will normally be given advance notice (by email) if your use of the Service is going to be suspended. Such notice will tell you why such action is being taken. Please note that you will not receive notice or details of why the action is being taken if this would compromise reasonable security measures or if it is unlawful to do so.
Accounts that remain inactive for more than 6 months may be subject to automatic cancellation. Once your account is cancelled (whether by you or us), you will no longer be able to access your account or any Content you have submitted to the Site or App.
We will not be liable to you or to any third party for the suspension or termination of your account or your access or use of the Service. Once your account is terminated, you understand and acknowledge that we will have no further obligation to provide the Service to you or provide you with access to any of your account information or Content.
We are the owner or the licensee of all intellectual property rights (including copyright, trade marks, database rights), in and to our Service, Site and App. The contents on our Site and App including their “look and feel” are protected by copyright laws and treaties around the world. All such rights are reserved by us.
You must not our Site or App, or use any part of the content on our Site or App, for commercial purposes without obtaining a licence to do so from us or our licensors.
Our Site or App may contain links to websites and/or apps of Merchants and other third parties (“Third Party Sites”). We do not endorse the Merchants, companies or contents of any Third Party Site, or the products, goods or services offered via any Third Party Site (“Third Party Services”).
Third Party Sites have not been verified or reviewed by us. Your access and use of any Third Party Site, including any purchase of Third Party Services you make from a Third Party Site, is entirely at your own risk and discretion and subject to the terms and conditions and privacy policies of that Third Party Site. We expressly disclaim any liability related to your use of any Third Party Sites or Third Party Service.
You agree to indemnify us and our service providers and keep us and our service providers indemnified from any and all third party claims, liability, damages, expenses and costs (including, but not limited to, reasonable lawyers’ fees) arising out of or attributable to any misuse by you of the Service, your violation of these Terms or your infringement of any intellectual property or other right of anyone.
Your use of Service and all information, products and other content (including that of third parties) included in or accessible from the Service is at your sole risk. The Service is provided on an "as is" and "as available" basis. We expressly disclaim all warranties of any kind as to the Service and all information, products and other content (including that of third parties) included in or accessible from the Service, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.
We and our service providers make no warranty that:
Any material downloaded or otherwise obtained through the use of the Service is done at your own discretion and risk and you are solely responsible for any damage to your computer system or loss of data that results from the download of any such material. No advice or information, whether oral or written, obtained by you from us through or from the Service will create any warranty not expressly stated in these terms.
Nothing in these Terms excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.
To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our Service, Site or App or any content on it, whether express or implied.
We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
Please note that we only provide our Service, Site or App for domestic and private use. You agree not to use our Service, Site or App for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, loss of anticipated savings, or any indirect or consequential loss or damage.
We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Service, Site or App to your downloading of any content on it, or on any website linked to it.
We assume no responsibility for the content of websites linked on our Site or App. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.
Please check this page and subsequent pages from time to time to take notice of any changes we made, as they are binding on you. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.
If any part or provision of these Terms is found to be unlawful or unenforceable, this shall not affect the validity of any other part or provision.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
These Terms, their subject matter and their formation (and any non-contractual disputes or claims) are governed by English law. You and we both agree to that the courts of England and Wales will have non-exclusive jurisdiction over any claim brought by you arising from, or related to, use of the Service or these Terms.
A cookie is a small file of letters and numbers that we may store on your browser, on the hard drive of your computer or on any other device that you may use (together your “Device”) if you agree. Cookies contain information that is transferred to your Device. They help us to provide you with a good experience when you use our Service and also allows us to improve our Service.
We use the following cookies:
Strictly necessary cookies. These are cookies that are required for the operation of our Service. They include, for example, cookies that enable you to log into secure areas of our Site, use a shopping cart or make use of e-billing services.
Analytical/performance cookies. These cookies allow us to recognise and count the number of visitors to our Site and users of our Service and to see how visitors act when they are using our Service. This helps us to improve the way our Service works, for example, by ensuring that users are finding what they are looking for easily.
You can find more information about the individual cookies we use and the purposes for which we use them in the table below:
|__utma||2 years||Identifies unique visitors|
|__utmb||30 minutes||Used to determine new sessions/visits|
|__utmc||Expires when the browser is closed||Used to determine whether the user was in a new session/visit|
|__utmv||2 years from set/update||Stores information used within Analytics to identify user as part of a custom segmentation|
|__utmz||6 Months||Stores the traffic source or campaign that explains how the user reached your site.|
You can block cookies by activating the setting on your Device that allows you to refuse the setting of all or some cookies. However, if you use your Device settings to block all cookies (including essential cookies) you may not be able to access all or parts of our Service or to enjoy all the benefits of our Service. For more information on how to manage cookies on your Device and change your preferences in the future please visit http://www.aboutcookies.org.
If you would like to know more about Bink, our business, cookies, or any of the issues discussed here feel free to contact us at here.